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If people have discovered anything about money during the past few years, it has to be that emergencies pop up without warning.
In a harsh lesson, investors have recently learned that the safest of bonds become vulnerable when interest rates rise. U.S. Treasury bond funds, TIP funds and municipal bond funds have delivered sharp losses in the past two months.
After running in terror from stocks since the financial crisis, individuals are suddenly feeling cozy again about a stock market that has gained 120 percent since early 2009.
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